Personal finance · Statement insights

Money, made clearer.

Zanaco · 11 Apr – 11 Oct 2026

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Reconciliation warning — please read. This rebuild includes 405 transaction rows successfully extracted from the PDF, but the statement summary reports 389 debits and 34 credits (423 transactions), so the extraction is still short by 18 rows. The dashboard shows this gap openly and must not be treated as a complete transaction-level audit yet. No bank account was accessed or changed. Transfers are classified separately where descriptions identify them; vague mobile-banking labels remain uncategorised rather than guessed. USD conversion needs a rate you enter.

Period
Display currency
Activity

Update financials from a statement

Upload a CSV, Excel workbook (.xlsx/.xls), or text-based PDF statement each month or quarter. Imports are appended, likely duplicates are skipped, and imported rows remain unreconciled until you verify them. PDF parsing depends on the statement having selectable text and a recognisable transaction table; scanned/image-only PDFs need OCR and are not supported here.

Update frequency
Statement period
Select statement (CSV, Excel or PDF)

Choose the period covered by the statement before importing.

Local tracking controls

Your changes are saved in this browser on this phone. Back up regularly; clearing browser data can erase locally saved transactions. This dashboard does not connect to Zanaco or fetch live transactions.

Statement data loaded · check reconciliation before relying on totals.

Monthly budget

Set a spending limit by category and track actual debit transactions against it. Transfers and income are excluded. Budgets are separate for ZMW and USD.

Budget month
Currency

New category

Budgets save on this device. Use full backup to carry them to another device; cloud sync includes budgets when configured.

Monthly money flow

Credits and debits are separate. Figures reflect extracted rows only.

Where money went

Tap a category to filter the transaction register.

Recurring charges & subscriptions

Repeated descriptions/amounts are review candidates, not proof of an active subscription.

Review alerts

Flags are prompts to review, not confirmed fraud or duplicate billing.

Transaction register

Search descriptions, categories or amounts.

Date	Description	Category	Type	Amount	Balance	Reconciliation

Source: uploaded Zanaco statement, 11 April–11 October 2026. Statement control totals: 389 debits totalling ZMW 98,346.54; 34 credits totalling ZMW 98,605.50; closing balance ZMW 278.06. Extracted rows may not reconcile. Transfers are not treated as consumption spending. USD is an estimate using the exchange rate you enter.